The app doesn’t require you to connect a credit card to your account in order to set up. You just have to download the app and set up your account. Getting StartedĬreating an account on Chime is pretty simple. As a result, the users can benefit from competitive market options with low cost and more perks. The app partners with regional banks and designs financial options for members. Created in 2013 by Ryan King and Chris Britt, Chime offers digital banking for people who are sick of paying high monthly fees or overdrafts. In This Article What Is Chime?Ĭhime is a phone app that acts as an alternative to conventional banks. But how much of this is true? You’ll find out in the Chime review. The company says they want to profit with their members rather than from them. One of these is Chime, which is a financial technology company with a mission to make banking services free, easy, and helpful for everyone. This does not influence our recommendations or editorial integrity, but it does help us keep the site running.Ĭonsidering the limitations of traditional banks, digital banks are becoming popular among Americans. At no extra cost to you, some or all of the products featured below are from partners who may compensate us for your click.